Clive Lloyd is wrong.
Chris Gayle's declaration that there is more to life than Test cricket is refreshing. People wait for captaincy. People plot for captaincy. He did neither. He understood the responsibilities brought on by a captaincy thrust upon him and attempted to change his very nature to accommodate the burden. It is difficult for a man to change his natural inclinations. And he did so when no one else was available. If my reading of Gayle is right, his teammates would have known him well enough to understand his views on life, captaincy and everything. And so, no, "this is" not "bound to have an effect on the whole spirit of the team", as Lloyd put it. If anything, Gayle will be himself, and this can only be good for his team. Let him resign without fuss, and let a more willing man take over. It isn't the end of the world.